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Just Listed: Amazing Property at Tohoqua Reserve in Kissimmee

by | Apr 18, 2025 | Blog, Buyers, Mortgages, News, Real Estate News, Retirement / 55+

Just Listed!

2019 Spring Shower, Kissimmee FL 34744

Explore the perfect blend of modern elegance and everyday comfort in this newly listed smart home, offering a $10K buyer incentive.

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Just Listed: Home for Sale in Tohoqua Reserve- $10K Incentive

If you’re looking for a modern, energy-efficient home in a vibrant community, this newly listed property in Tohoqua Reserve, Four Corners, Florida, might just be the perfect fit. This Home for Sale in Tohoqua Reserve in Kissimmee, designed with both elegance and functionality in mind, this 3-bedroom, 3-bathroom SMART ranch-style home offers a seamless blend of contemporary living and everyday comfort.

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Sophisticated Home Features

Spacious Open-Concept Layout

Luxurious Porcelain Tile Flooring

Gourmet Kitchen with Granite Countertops

Seamless Indoor-Outdoor Living

Private Primary Suite with Ensuite

Versatile Den for Home Office

Guest Suite with Ensuite Bathroom

Charming Bay Window in Third Bedroom

Convenient Laundry Area

Resort-Style Community Amenities

Prime Location Near Major Attractions

$10,000 Buyer Incentive

Energy-Efficient SMART Home

Gated Active Adult Community

Easy Access to Shopping and Dining

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Community Amenities

Resort-Style Clubhouse

Experience the luxury of our resort-style clubhouse, complete with a state-of-the-art fitness center and social spaces for gatherings.

Scenic Walking Trails

Enjoy the beauty of nature with our scenic walking trails that wind through the community, perfect for morning jogs or evening strolls.

Convenient Location

Located near major highways, shopping, and dining, Tohoqua Reserve offers the perfect blend of tranquility and accessibility.

Exclusive Buyer Incentive

Take advantage of our $10,000 buyer incentive, designed to provide financial flexibility. Use it to lower your mortgage rate, cover closing costs, or furnish your new home.

Flexible Financing Options

Our incentive allows you to work with any lender of your choice, ensuring you find the best financial solution for your needs.

Immediate Benefits

This offer provides immediate financial relief, making your home purchase more accessible and stress-free.

Schedule Your Private Tour

Don’t miss the chance to explore this exceptional home and community. Contact our team to schedule your private tour and discover all the benefits of living in Tohoqua Reserve in Kissimmee.

Contact Us Today

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Vacation Home For Sale: 16245 Egret Hill St, Clermont FL 34714

by | Mar 31, 2025 | Blog, Buyers, Homeowners, Homes, Villas and Condos, Investment Property in Florida, Mortgages, News, Real Estate Components, Real Estate News, Renters, Uncategorized

Discover Your Dream Vacation Home

Stunning 5-Bedroom Pool Home Near Disney

Explore this beautifully maintained property in Clermont’s Orange Tree, perfect for vacation or investment.

Schedule a Tour

Welcome to Your Florida Oasis

Nestled in the heart of Clermont’s Orange Tree, this 5-bedroom, 4-bathroom pool home offers a unique blend of luxury and comfort. Ideal for both vacationers and investors, this property boasts a serene setting amidst lush orange groves. With its proximity to Disney World and other major attractions, it provides an unparalleled opportunity for those seeking a second home or a lucrative rental investment. Experience the best of Florida living with resort-style amenities and a community that caters to both relaxation and adventure.

Property Highlights

Discover the exceptional features that make this home a standout choice.

Spacious Dual Suites

Enjoy privacy and flexibility with two primary suites, each with en-suite bathrooms and pool access.

Bright Living Areas

Natural light floods the great room and dining area, creating an inviting atmosphere.

Modern Kitchen

Features stainless steel appliances, a breakfast bar, and a cozy dinette area.

Private Pool & Spa

Relax in your own backyard oasis with an in-ground pool and spa, perfect for entertaining.

Discover the Ideal Location

Prime Proximity to Disney World and More

Explore the Area

Located in the heart of Clermont, Florida, this stunning home offers unparalleled access to some of the most sought-after attractions in Central Florida. Just a short drive away from the magical Walt Disney World Resort, this property ensures that fun and adventure are always within reach. Additionally, you’ll find yourself conveniently close to Universal Studios, SeaWorld, and a variety of top-rated golf courses, shopping centers, and dining options. Experience the perfect blend of excitement and tranquility in this prime location.

Schedule Your Private Tour Today

Don’t miss out on the opportunity to own this exceptional vacation or investment property near Disney World. With its unbeatable location, modern amenities, and serene surroundings, this home is a rare find. Schedule your private tour today to experience all that this property has to offer. Contact us now to learn more and take the first step towards owning your dream home in Florida.

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6 Common Myths About FHA Loans

by | Feb 26, 2025 | Blog, Homeowners, Homes, Villas and Condos, Investment Property in Florida, Just Sold, Local Events, Long Term Rental, Mortgages, New Construction, New Listing, News, Property for Sale, Property for Sale in Orlando, Property Management, Real Estate Components, Real Estate News, Retirement / 55+, Uncategorized, Vacant Lot

6 Common Myths About FHA Loans

As home prices continue to rise, more buyers are considering Federal Housing Administration (FHA) loans to make homeownership more accessible. FHA loans are government-backed mortgages known for their flexible lending criteria, making them a great option for buyers with lower credit scores and smaller down payments. However, misconceptions about FHA loans persist, potentially discouraging buyers from taking advantage of this financing option. Here, we break down six common myths about FHA loans and uncover the truth behind them. 

Myth #1: FHA Loans Are Only for Buyers with Bad Credit 

Truth: While FHA loans allow borrowers with credit scores as low as 500 to apply, they are not limited to those with bad credit. In fact, the average credit score for FHA borrowers is 683, with 80% of applicants having a credit score of 600 or higher (according to 2024 data from Ellie Mae). This means that borrowers with good or even excellent credit can still benefit from FHA loans. 

Myth #2: FHA Loans Are Only for First-Time Home Buyers 

Truth: Although FHA loans are popular among first-time home buyers, they are also available to repeat buyers and individuals with low to moderate incomes. Many homebuyers use FHA loans as an affordable financing option, regardless of whether it’s their first home purchase or not. 

Myth #3: FHA Loans Have Higher Interest Rates 

Truth: Contrary to popular belief, FHA loans often come with competitive interest rates, sometimes even lower than conventional mortgage rates. Borrowers with higher credit scores and larger down payments may qualify for some of the best available rates. It’s essential for buyers to compare both FHA and conventional loan options to find the best fit for their financial situation. 

Myth #4: FHA Loans Take Longer to Close 

Truth: Many assume FHA loans take significantly longer to close than conventional loans. However, data from 2024 Value Penguin shows that FHA and conventional loans take roughly the same amount of time to close—an average of 47 days. The closing timeline depends more on the lender’s efficiency and the buyer’s preparedness rather than the type of loan. 

Myth #5: FHA Loans Can Only Be Used for Single-Family Homes 

Truth: FHA loans are versatile and can be used to purchase a variety of property types, including single-family homes, townhouses, HUD-approved condos, and even multifamily properties (up to four units). The only requirement is that the borrower must use one of the units as their primary residence. 

Myth #6: FHA Loans Have Income Limits 

Truth: Unlike some government-backed loan programs, FHA loans do not have income limits. High-income earners can also qualify, as there are no restrictions on how much a borrower can make to be eligible for an FHA loan. 

 

The Bottom Line 

FHA loans offer flexibility, accessibility, and affordability, making them a valuable option for many buyers. Whether you are a first-time homebuyer or a repeat buyer, these government-backed loans can help you achieve your homeownership goals. 

Before ruling out FHA financing, consult with a mortgage professional to explore your eligibility and compare loan options. Don’t let myths keep you from securing the home loan that’s right for you! 

 For more information visit: Motto Mortgage

Contact an Expert Today!

What to Expect in the Real Estate Market in 2025?

by | Feb 26, 2025 | Blog, Buyers, Homeowners, Homes, Villas and Condos, Investment Property in Florida, Just Sold, Long Term Rental, Mortgages, New Construction, New Listing, New Rental Listings, News, Press Releases, Property for Sale, Property for Sale in Orlando, Property Management, Real Estate Components, Real Estate News, Renters, Retirement / 55+, Sellers, Things to Do in Orlando, Uncategorized, Vacant Lot

7 Home Buyer & Seller Market Trends to Watch in 2025 

7 Key Real Estate Trends to Watch in 2025


As we step into 2025, the real estate market continues to change, bringing both new opportunities and challenges for buyers, sellers, and industry professionals. Based on early forecasts and expert insights, here are seven key trends expected to shape the housing market this year.

1. Home Prices Are Likely to Stabilize

After several years of rapid price increases, home values are expected to stabilize in 2025. While some areas may still see modest growth, buyers could finally see relief from the steep price hikes of recent years.

2. Mortgage Rates May Gradually Decline

As inflation slows and the economy adjusts, mortgage rates could see slight decreases. This shift would make homeownership more affordable, especially for first-time buyers who were previously priced out of the market.

3. More First-Time Buyers May Enter the Market

With better affordability and supportive government programs, first-time buyers may play a bigger role in the housing market. Down payment assistance and low-interest loan options could help more people achieve homeownership.

4. Multigenerational Living Will Keep Growing

The demand for multigenerational homes is expected to remain strong. More families are choosing to live together, either to save money or to provide caregiving support for loved ones.

5. Housing Inventory Will Improve

The supply of homes is predicted to grow as new construction increases and more homeowners decide to sell. This gradual rise in inventory could help balance the market, making it easier for buyers to find homes.

6. More Sellers Will List Their Homes

With market conditions improving, more homeowners may feel confident about selling their properties. A higher number of listings will help create a better balance between supply and demand.

7. Technology and AI Will Transform Home Buying

The real estate industry will continue embracing technology, with artificial intelligence, virtual home tours, and digital transactions making buying and selling more efficient than ever.

What These Trends Mean for You

 

For sellers: More competition means pricing your home strategically will be essential.

For Buyers: More inventory and stable prices could create new opportunities.
For real estate professionals: Using technology and understanding buyer trends will be key to success.
As 2025 unfolds, staying informed about these trends will be essential for making smart real estate decisions. Whether you’re buying, selling, or advising clients, these insights will help you navigate the market with confidence.

Get in touch with an expert!

HOA 101: Everything You Have to Know About HOA’s

by | Feb 26, 2025 | Blog, Buyers, Homeowners, Homes, Villas and Condos, Investment Property in Florida, Just Sold, Local Events, Long Term Rental, Mortgages, New Construction, New Listing, New Rental Listings, News, Press Releases, Property for Sale, Property for Sale in Orlando, Property Management, Real Estate Components, Real Estate News, Renters, Retirement / 55+, Sellers, Testimonials, Things to Do in Orlando, Uncategorized, Vacant Lot

HOA 101: Everything you Haave to Know About HOA’s

HOA Rules 101: Buyers and Sellers Version 

Homeowners’ associations (HOAs) are becoming increasingly common, with over 75.5 million Americans residing in communities governed by these associations. For real estate professionals, understanding the nuances of HOA rules is crucial in guiding buyers and sellers through the transaction process. 

Understanding HOAs and Their Impact on Real Estate Transactions 

What is an HOA? 

A homeowner’s association is a self-governing organization that enforces community rules and collects fees for maintenance and shared amenities. HOAs can enhance property values by ensuring well-maintained common areas and enforcing community standards. However, they also impose restrictions that homeowners must comply with, affecting everything from landscaping choices to rental policies. 

Benefits and Challenges of Living in an HOA Community 

Pros: 

  • Well-maintained neighborhoods 
  • Access to shared amenities such as pools, gyms, and parks 

Cons: 

  • Monthly or annual HOA fees 
  • Restrictions on home modifications 
  • Potential for fines and legal actions for noncompliance 
  1. Common HOA Regulations

HOA rules often cover: 

  • Landscaping: Restrictions on types of plants, maintenance requirements 
  • Home Exteriors: Limitations on paint colors, fencing, and yard decorations 
  • Parking: Rules on vehicle types and guest parking 
  • Rental Policies: Restrictions on short-term and long-term rentals 
  • Pet Regulations: Limits on breed, size, and number of pets 
  1. Legal Limitations of HOAs

 

While HOAs have broad authority…

Their rules must comply with local, state, and federal laws. Certain restrictions, such as those limiting solar panels or political signs, may be unenforceable depending on state laws. Agents should encourage buyers to consult legal professionals if they have concerns about specific regulations. 

Looking for properties with or without HOA?

 

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Homestead Exemption Requirements 2025

by | Feb 3, 2025 | Blog, Buyers, Homeowners, Homes, Villas and Condos, Investment Property in Florida, Just Sold, Local Events, Long Term Rental, Mortgages, New Construction, New Listing, New Rental Listings, News, Press Releases, Property for Sale, Property for Sale in Orlando, Property Management, Real Estate Components, Real Estate News, Renters, Retirement / 55+, Sellers, Uncategorized, Vacant Lot

Homestead Exemption Requirements 2025

Homestead Exemption Requirements 2025

Are you a homeowner in Florida? This information might interest you! 

Owning a home in Florida comes with financial perks that can help reduce property tax liability. Programs like the Homestead Exemption and the Save Our Homes (SOH) Assessment Limitation enable thousands of Florida homeowners to save significantly on their property taxes annually. Additionally, other exemptions are available for property owners with unique circumstances, such as disabilities, military service, or specialized property uses. 

Key Benefits for Homeowners 

  1. Homestead Exemption 
    Florida homeowners who make their property their primary residence—or that of their dependents—may qualify for a Homestead Exemption, which can reduce the property’s taxable value by up to $50,000. 
  1. Save Our Homes (SOH) Assessment Limitation 
    The SOH cap restricts the annual increase of assessed property values to 3% or the Consumer Price Index (CPI), whichever is lower. This helps shield homeowners from drastic property tax increases due to rising property values. 
  1. Portability of SOH Benefits 
    While the Homestead Exemption itself is nontransferable, Florida allows homeowners to transfer (or “port”) their SOH assessment savings to a new homestead within the state. This portability ensures continued tax benefits even after relocating. 
  1. Additional Benefits for Special Groups 
    Exemptions and discounts are also available for: 
  1. Senior citizens 
  1. Veterans and active-duty military service members 
  1. Individuals with disabilities 
  1. Disabled first responders 
  1. Properties serving specialized purposes 

Empower Your Finances 

By understanding and leveraging these tax exemptions, Florida homeowners can take control of their property expenses and potentially save thousands of dollars each year. To learn more about your eligibility or to apply, consult your local property appraiser’s office or official government resources for detailed guidance. 

Take advantage of these programs today to make the most of your Florida homeownership! 

For Local Information you can also contact your County Appriser 

Source: Florida Department of Revenue 

 

Ready to make a Move?

Bardell Real Estate are the experts in helping you with your selling, buying or renting needs near Orlando, Florida. Make your Disney area experience a forever memorable one. Call us now to speak to a real estate agent.

 

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