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Why Are People Moving to Central Florida?

by | May 5, 2025 | Blog, Buyers, Homes, Villas and Condos, Investment Property in Florida, News, Real Estate Components, Real Estate News, Renters, Retirement / 55+, Sellers, Theme Parks and Attractions, Things to Do in Orlando, Uncategorized, Vacant Lot

Discover Your Dream Home in Central Florida

Why Are So Many People Moving to Central Florida?

Central Florida has long been known for sunshine, theme parks, and palm trees—but in recent years, it’s become much more than just a vacation destination. Discovere why are people moving to Central Florida. 

Are you moving to Central Florida or thinking about it? Central Florida has long been known for sunshine, theme parks, and palm trees—but in recent years, it’s become much more than just a vacation destination. From young professionals and growing families to retirees and remote workers, more and more people are relocating to Central Florida each year. But what exactly is driving this migration trend?

Here’s a closer look at why Central Florida has become one of the most desirable places to live in the U.S.—and what makes it so appealing for today’s homebuyers.

1. Affordable Cost of Living Compared to

Other Metros

While prices have risen in recent years, Central Florida remains more affordable than many other metropolitan areas in the country. Compared to cities like Miami, New York, or Los Angeles, Central Florida offers more home for the money, especially in suburban areas like Clermont, Davenport, Kissimmee, and Winter Garden.

With no state income tax and a relatively low property tax rate, Florida makes financial sense for individuals and families looking to stretch their dollars further.

2. Strong Job Growth and Economic Opportunity

The Central Florida region—particularly the Orlando metro area—is experiencing rapid job growth in sectors like:

  • Healthcare

  • Technology

  • Hospitality and tourism

  • Construction and real estate

  • Logistics and warehousing

With expanding infrastructure and a business-friendly environment, many are choosing to move for both career opportunities and a better work-life balance.

3. Lifestyle and Outdoor Living

Florida living is about sunshine and year-round outdoor activity. Residents enjoy:

  • Access to beaches, lakes, and natural springs

  • World-renowned theme parks like Disney World and Universal Orlando

  • Golf courses, walking trails, and nature preserves

  • A variety of restaurants, farmers markets, and community events

Whether you’re into fishing, boating, cycling, or just relaxing in the sun, Central Florida offers a lifestyle that’s hard to beat.

4. Ideal for Remote Work and Flexible Lifestyles

With remote work on the rise, many professionals no longer need to live near big-city offices. Central Florida offers an ideal balance of affordability, space, and connectivity, making it a top choice for remote workers looking to buy their first home, upgrade in size, or relocate for a more relaxed pace of life.

5. Great Communities for Families and Retirees

From top-rated school districts to active adult communities, Central Florida offers housing options for every stage of life. Families are drawn to safe, master-planned neighborhoods with parks and amenities, while retirees appreciate the wide range of 55+ communities with social clubs, golf courses, and maintenance-free living.

6. Central Location and Easy Access

Central Florida’s name says it all—it’s at the heart of everything. With major highways like I-4 and Florida’s Turnpike, residents have easy access to the coasts, downtown Orlando, Tampa, and beyond. Plus, Orlando International Airport (MCO) provides convenient domestic and international travel.

7. Real Estate Investment Potential

Because of its popularity, Central Florida has become a hotbed for real estate investment, particularly in short-term and vacation rentals. Areas near Disney and other attractions are in constant demand, and many buyers see properties here as a long-term investment with rental income potential.

Thinking About Moving or Buying a Second Home in Central Florida?

At RE/MAX Heritage, we’ve helped countless families, retirees, and investors make the move to Central Florida. Whether you’re looking for your forever home, a vacation property, or a place to start fresh, our team is here to help you every step of the way.

Why Choose Us

Discover the unparalleled advantages of partnering with RE/MAX Heritage for your real estate needs in Central Florida.

Expert Local Knowledge

Comprehensive Market Analysis

Personalized Customer Service

Schedule Your Consultation Today

Ready to explore your real estate options in Central Florida? Contact our team at RE/MAX Heritage for personalized guidance and expert advice. We’re here to help you find the perfect property or sell your home with ease.

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6 Common Myths About FHA Loans

by | Feb 26, 2025 | Blog, Homeowners, Homes, Villas and Condos, Investment Property in Florida, Just Sold, Local Events, Long Term Rental, Mortgages, New Construction, New Listing, News, Property for Sale, Property for Sale in Orlando, Property Management, Real Estate Components, Real Estate News, Retirement / 55+, Uncategorized, Vacant Lot

6 Common Myths About FHA Loans

As home prices continue to rise, more buyers are considering Federal Housing Administration (FHA) loans to make homeownership more accessible. FHA loans are government-backed mortgages known for their flexible lending criteria, making them a great option for buyers with lower credit scores and smaller down payments. However, misconceptions about FHA loans persist, potentially discouraging buyers from taking advantage of this financing option. Here, we break down six common myths about FHA loans and uncover the truth behind them. 

Myth #1: FHA Loans Are Only for Buyers with Bad Credit 

Truth: While FHA loans allow borrowers with credit scores as low as 500 to apply, they are not limited to those with bad credit. In fact, the average credit score for FHA borrowers is 683, with 80% of applicants having a credit score of 600 or higher (according to 2024 data from Ellie Mae). This means that borrowers with good or even excellent credit can still benefit from FHA loans. 

Myth #2: FHA Loans Are Only for First-Time Home Buyers 

Truth: Although FHA loans are popular among first-time home buyers, they are also available to repeat buyers and individuals with low to moderate incomes. Many homebuyers use FHA loans as an affordable financing option, regardless of whether it’s their first home purchase or not. 

Myth #3: FHA Loans Have Higher Interest Rates 

Truth: Contrary to popular belief, FHA loans often come with competitive interest rates, sometimes even lower than conventional mortgage rates. Borrowers with higher credit scores and larger down payments may qualify for some of the best available rates. It’s essential for buyers to compare both FHA and conventional loan options to find the best fit for their financial situation. 

Myth #4: FHA Loans Take Longer to Close 

Truth: Many assume FHA loans take significantly longer to close than conventional loans. However, data from 2024 Value Penguin shows that FHA and conventional loans take roughly the same amount of time to close—an average of 47 days. The closing timeline depends more on the lender’s efficiency and the buyer’s preparedness rather than the type of loan. 

Myth #5: FHA Loans Can Only Be Used for Single-Family Homes 

Truth: FHA loans are versatile and can be used to purchase a variety of property types, including single-family homes, townhouses, HUD-approved condos, and even multifamily properties (up to four units). The only requirement is that the borrower must use one of the units as their primary residence. 

Myth #6: FHA Loans Have Income Limits 

Truth: Unlike some government-backed loan programs, FHA loans do not have income limits. High-income earners can also qualify, as there are no restrictions on how much a borrower can make to be eligible for an FHA loan. 

 

The Bottom Line 

FHA loans offer flexibility, accessibility, and affordability, making them a valuable option for many buyers. Whether you are a first-time homebuyer or a repeat buyer, these government-backed loans can help you achieve your homeownership goals. 

Before ruling out FHA financing, consult with a mortgage professional to explore your eligibility and compare loan options. Don’t let myths keep you from securing the home loan that’s right for you! 

 For more information visit: Motto Mortgage

Contact an Expert Today!

What to Expect in the Real Estate Market in 2025?

by | Feb 26, 2025 | Blog, Buyers, Homeowners, Homes, Villas and Condos, Investment Property in Florida, Just Sold, Long Term Rental, Mortgages, New Construction, New Listing, New Rental Listings, News, Press Releases, Property for Sale, Property for Sale in Orlando, Property Management, Real Estate Components, Real Estate News, Renters, Retirement / 55+, Sellers, Things to Do in Orlando, Uncategorized, Vacant Lot

7 Home Buyer & Seller Market Trends to Watch in 2025 

7 Key Real Estate Trends to Watch in 2025


As we step into 2025, the real estate market continues to change, bringing both new opportunities and challenges for buyers, sellers, and industry professionals. Based on early forecasts and expert insights, here are seven key trends expected to shape the housing market this year.

1. Home Prices Are Likely to Stabilize

After several years of rapid price increases, home values are expected to stabilize in 2025. While some areas may still see modest growth, buyers could finally see relief from the steep price hikes of recent years.

2. Mortgage Rates May Gradually Decline

As inflation slows and the economy adjusts, mortgage rates could see slight decreases. This shift would make homeownership more affordable, especially for first-time buyers who were previously priced out of the market.

3. More First-Time Buyers May Enter the Market

With better affordability and supportive government programs, first-time buyers may play a bigger role in the housing market. Down payment assistance and low-interest loan options could help more people achieve homeownership.

4. Multigenerational Living Will Keep Growing

The demand for multigenerational homes is expected to remain strong. More families are choosing to live together, either to save money or to provide caregiving support for loved ones.

5. Housing Inventory Will Improve

The supply of homes is predicted to grow as new construction increases and more homeowners decide to sell. This gradual rise in inventory could help balance the market, making it easier for buyers to find homes.

6. More Sellers Will List Their Homes

With market conditions improving, more homeowners may feel confident about selling their properties. A higher number of listings will help create a better balance between supply and demand.

7. Technology and AI Will Transform Home Buying

The real estate industry will continue embracing technology, with artificial intelligence, virtual home tours, and digital transactions making buying and selling more efficient than ever.

What These Trends Mean for You

 

For sellers: More competition means pricing your home strategically will be essential.

For Buyers: More inventory and stable prices could create new opportunities.
For real estate professionals: Using technology and understanding buyer trends will be key to success.
As 2025 unfolds, staying informed about these trends will be essential for making smart real estate decisions. Whether you’re buying, selling, or advising clients, these insights will help you navigate the market with confidence.

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HOA 101: Everything You Have to Know About HOA’s

by | Feb 26, 2025 | Blog, Buyers, Homeowners, Homes, Villas and Condos, Investment Property in Florida, Just Sold, Local Events, Long Term Rental, Mortgages, New Construction, New Listing, New Rental Listings, News, Press Releases, Property for Sale, Property for Sale in Orlando, Property Management, Real Estate Components, Real Estate News, Renters, Retirement / 55+, Sellers, Testimonials, Things to Do in Orlando, Uncategorized, Vacant Lot

HOA 101: Everything you Haave to Know About HOA’s

HOA Rules 101: Buyers and Sellers Version 

Homeowners’ associations (HOAs) are becoming increasingly common, with over 75.5 million Americans residing in communities governed by these associations. For real estate professionals, understanding the nuances of HOA rules is crucial in guiding buyers and sellers through the transaction process. 

Understanding HOAs and Their Impact on Real Estate Transactions 

What is an HOA? 

A homeowner’s association is a self-governing organization that enforces community rules and collects fees for maintenance and shared amenities. HOAs can enhance property values by ensuring well-maintained common areas and enforcing community standards. However, they also impose restrictions that homeowners must comply with, affecting everything from landscaping choices to rental policies. 

Benefits and Challenges of Living in an HOA Community 

Pros: 

  • Well-maintained neighborhoods 
  • Access to shared amenities such as pools, gyms, and parks 

Cons: 

  • Monthly or annual HOA fees 
  • Restrictions on home modifications 
  • Potential for fines and legal actions for noncompliance 
  1. Common HOA Regulations

HOA rules often cover: 

  • Landscaping: Restrictions on types of plants, maintenance requirements 
  • Home Exteriors: Limitations on paint colors, fencing, and yard decorations 
  • Parking: Rules on vehicle types and guest parking 
  • Rental Policies: Restrictions on short-term and long-term rentals 
  • Pet Regulations: Limits on breed, size, and number of pets 
  1. Legal Limitations of HOAs

 

While HOAs have broad authority…

Their rules must comply with local, state, and federal laws. Certain restrictions, such as those limiting solar panels or political signs, may be unenforceable depending on state laws. Agents should encourage buyers to consult legal professionals if they have concerns about specific regulations. 

Looking for properties with or without HOA?

 

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Homestead Exemption Requirements 2025

by | Feb 3, 2025 | Blog, Buyers, Homeowners, Homes, Villas and Condos, Investment Property in Florida, Just Sold, Local Events, Long Term Rental, Mortgages, New Construction, New Listing, New Rental Listings, News, Press Releases, Property for Sale, Property for Sale in Orlando, Property Management, Real Estate Components, Real Estate News, Renters, Retirement / 55+, Sellers, Uncategorized, Vacant Lot

Homestead Exemption Requirements 2025

Homestead Exemption Requirements 2025

Are you a homeowner in Florida? This information might interest you! 

Owning a home in Florida comes with financial perks that can help reduce property tax liability. Programs like the Homestead Exemption and the Save Our Homes (SOH) Assessment Limitation enable thousands of Florida homeowners to save significantly on their property taxes annually. Additionally, other exemptions are available for property owners with unique circumstances, such as disabilities, military service, or specialized property uses. 

Key Benefits for Homeowners 

  1. Homestead Exemption 
    Florida homeowners who make their property their primary residence—or that of their dependents—may qualify for a Homestead Exemption, which can reduce the property’s taxable value by up to $50,000. 
  1. Save Our Homes (SOH) Assessment Limitation 
    The SOH cap restricts the annual increase of assessed property values to 3% or the Consumer Price Index (CPI), whichever is lower. This helps shield homeowners from drastic property tax increases due to rising property values. 
  1. Portability of SOH Benefits 
    While the Homestead Exemption itself is nontransferable, Florida allows homeowners to transfer (or “port”) their SOH assessment savings to a new homestead within the state. This portability ensures continued tax benefits even after relocating. 
  1. Additional Benefits for Special Groups 
    Exemptions and discounts are also available for: 
  1. Senior citizens 
  1. Veterans and active-duty military service members 
  1. Individuals with disabilities 
  1. Disabled first responders 
  1. Properties serving specialized purposes 

Empower Your Finances 

By understanding and leveraging these tax exemptions, Florida homeowners can take control of their property expenses and potentially save thousands of dollars each year. To learn more about your eligibility or to apply, consult your local property appraiser’s office or official government resources for detailed guidance. 

Take advantage of these programs today to make the most of your Florida homeownership! 

For Local Information you can also contact your County Appriser 

Source: Florida Department of Revenue 

 

Ready to make a Move?

Bardell Real Estate are the experts in helping you with your selling, buying or renting needs near Orlando, Florida. Make your Disney area experience a forever memorable one. Call us now to speak to a real estate agent.

 

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Local Spotlight: 5 things to do in Central Florida other than the Theme Parks 

by | Jan 31, 2025 | Blog, Buyers, Homeowners, Homes, Villas and Condos, Investment Property in Florida, Just Sold, Local Events, Long Term Rental, Mortgages, New Construction, New Rental Listings, News, Press Releases, Property for Sale, Property for Sale in Orlando, Property Management, Real Estate Components, Real Estate News, Renters, Retirement / 55+, Sellers, Things to Do in Orlando, Uncategorized

Local Spotlight: 5 things to do in Central Florida other than the Theme Parks 

Local Spotlight: 5 things to do in Central Florida other than the Theme Parks 

Exploring Four Corners: Top Spots Beyond Theme Parks 

Getting familiar with the area and seeking new adventures? Four Corners offers plenty of activities that go beyond Disney and the theme parks. Whether you’re a nature enthusiast or just looking for a relaxing day outdoors, here are some must-visit places to enjoy the beauty of Florida’s weather and landscape: 

  1. Northeast Regional Park

Located in Polk County, this fantastic park offers sports courts, walking trails, playgrounds, and even a fishing dock. It’s the perfect spot for outdoor fun and connecting with nature. 

  1. 2. Celebration Lakeside Park

With serene lake views and scenic walking trails, Celebration Lakeside Park is a wonderful place to soak up the sunshine and enjoy Florida’s great weather. 

  1. Gatorland

Looking for adventure? Gatorland has zip lines, live exhibitions, a croc rock wall, a petting zoo, feeding experiences, and exciting shows. It’s a thrill-packed day for all ages! 

  1. Lakeridge Winery & Vineyards

For a more relaxing experience, visit Lakeridge Winery to enjoy local wine tastings and tours. It’s the perfect way to unwind and savor a peaceful day. 

  1. Southern Hill Farms (Clermont)

Experience the charm of farm life by picking seasonal fruits, enjoying family-friendly activities, and connecting with nature. Don’t forget to check their calendar for special events! 

Four Corners is full of hidden gems waiting to be explored. Step outside the usual attractions and enjoy all the natural beauty, adventure, and relaxation this area has to offer! 

 

Ready to make a Move?

Bardell Real Estate are the experts in helping you with your selling, buying or renting needs near Orlando, Florida. Make your Disney area experience a forever memorable one. Call us now to speak to a real estate agent.

 

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