Under contract-accepting backup offers. Welcome home to Cobia, your relaxed coastal Florida living home in sunny vibrant St. Petersburg-HIGH AND DRY-NO FLOOD INSURANCE NEEDED! Light, bright, and thoughtfully updated, this home offers true turnkey, move-in-ready living, with all major improvements already completed. Recent upgrades include a newer roof, updated electrical system, newer HVAC, new windows and doors, fresh interior and exterior paint, and tile flooring throughout. Inside, soft coastal-inspired tones and abundant natural light create an airy, welcoming atmosphere that’s both stylish and easy to maintain. The fully renovated kitchen blends form and function, featuring on-trend cabinetry, granite countertops, and stainless steel appliances, ideal for everyday living or entertaining after a day enjoying the outdoors. Florida outdoor living truly shines here. Enjoy a fully fenced backyard with newer above ground pool, ideal for pets and outdoor entertaining year round, plus a convenient storage shed for bikes, beach gear, and paddleboards. Start your mornings with coffee or unwind in the evenings on the charming front porch with a swing, the perfect spot to take in colorful sunsets and refreshing coastal breezes, a simple luxury that captures the essence of St. Petersburg living. Situated on a generous lot (that currently does NOT require Flood Insurance) on a quiet street, this home offers a peaceful retreat while remaining just minutes from vibrant downtown St. Petersburg. Nearby you’ll find local shops, popular trendy restaurants, waterfront parks, pickleball courts, and Rowdies soccer games, along with easy access to boating, kayaking, and all that makes downtown St. Pete one of Florida’s most desirable destinations. The golf-cart-friendly location makes getting around both convenient and fun. This is a rare opportunity to own a fully renovated owner occupied home close to downtown St. Petersburg, offering modern upgrades, timeless coastal appeal, and exceptional access to Florida’s sunshine, waterfront lifestyle, and cultural amenities. Welcome home to 4332 Cobia Drive.