Rare opportunity to assume a VA loan at 4.875% with NO money down (subject to lender approval). Welcome home to Magnolia Park Southwest, a gated Pulte-built enclave that perfectly blends convenience, comfort, and low-maintenance living in one of the most commuter-friendly spots in the Tampa Bay suburbs. Located just minutes from the Selmon Expressway, this community offers an easy drive into Tampa, MacDill AFB, and beyond, while still feeling tucked away with manicured lawns, sidewalk-lined streets, and lawn care included in the HOA. This two-story home makes a striking first impression with a bright, open floorplan and a dramatic 19-foot cathedral foyer filled with natural light, highlighted by a wood staircase with double-twist iron balusters leading to the upper level loft and hallway. The main living space flows seamlessly into a beautifully appointed kitchen featuring granite countertops, a full tile backsplash, stainless steel appliances, and a generous 9 by 5 center island with breakfast bar seating and pendant lighting, ideal for everyday living and entertaining. Staggered 42-inch upper cabinets with crown molding, a lazy Susan, and a closet pantry provide ample storage. Just off the kitchen, a flexible bonus room offers endless possibilities as a home office, den, or even a fourth bedroom, while still maintaining an open and functional layout. Upstairs, the oversized loft offers a versatile retreat perfect for a media room, play space, home gym, or lounge area. The primary suite is thoughtfully separated from the secondary bedrooms and features peaceful views of the rear greenspace and water. The ensuite bathroom offers dual undermount sinks with granite countertops, an elongated shower, a linen closet, and a walk-in closet. Bedrooms two and three are conveniently located near the dedicated laundry room, complete with washer and dryer included. Step outside to the screened and covered lanai where you can unwind while enjoying tranquil water views. This home also offers added peace of mind with hurricane shutters, a low annual CDD, and the advantage of being located outside of a flood zone. Residents of Magnolia Park enjoy access to multiple community pools, a splash pad, basketball court, playgrounds, and scenic paths for walking and biking. Monthly HOA fees provide exceptional value, covering lawn care, bush/tree trimming, security gate with cameras, and onsite HOA management with 24-hour assistance. With quick access to shopping, dining, entertainment, and Tampa destinations like Amalie Arena, plus an easy drive to beaches and everyday conveniences, this home truly delivers the lifestyle, location, and layout you have been waiting for.