One or more photo(s) has been virtually staged. Value is the LAND. YOUR 1.35-ACRE NO-HOA LOT AWAITS! | ZEPHYRHILLS COUNTRY LIVING (Flood Zone X!) Tired of small lots and endless rules? Escape to the perfect blend of freedom and natural beauty on this sprawling 1.35-acre property in Zephyrhills! Zoned in Flood Zone X, this means NO flood insurance required—giving you peace of mind and savings! Picture yourself surrounded by gorgeous mature oak trees, enjoying complete privacy, freedom, and NO HOA restrictions. Bring your toys, plant a garden, or simply enjoy the space! MOVE IN READY! A bright and open living room greets you, perfect for relaxing or entertaining guests. The roomy kitchen features ample counter and prep space for any home chef, seamlessly connecting to the dining area. The home offers a desirable split-bedroom layout ensuring privacy for the primary suite, which includes its own private bath. You'll also enjoy the convenience of a dedicated laundry room and easy ramp access to the home. Enjoy low-maintenance living with updated major systems! The HVAC system is only 4 years old, and the water heater is only 2 years old. Plus, the septic system is professionally pumped yearly for smooth, long-term operation. You get the charming country feel without sacrificing convenience. You're located just north of the beautiful Hillsborough River State Park and have quick access to US 301 for shopping, dining, and everyday needs. This is an incredible opportunity to own your own slice of peaceful Florida living, especially since Owner Financing is Available! Don’t let this rare blend of space, updates, and freedom slip away. Schedule your private showing today!