One or more photo(s) has been virtually staged. This stunning 3 bedroom, 4 bathroom home is a true piece of paradise with so much to offer, starting with a double lot! Right when you walk in, you are greeted by a screened-in front atrium filled with tropical plants that set the tone for the rest of the home. To the right is a spacious area that can easily serve as a second primary-in-law suite complete with its own bathroom, laundry room, stunning floors, and private entrance. The primary suite also features an attached private courtyard, giving you the option for two primary suites or the perfect setup for a mother-in-law suite. The home features a formal living and dining room, along with a separate family room highlighted by a cozy wood-burning fireplace overlooking the canal. The kitchen is a showpiece with new cabinetry, Silestone countertops, and brand-new appliances including a refrigerator, dishwasher, and range. A skylight fills the space with natural light, making it warm and inviting. Step outside and the backyard feels like a resort. The pool and spa are surrounded by pavers, tropical landscaping, and palm trees. You will also find an avocado tree, a fig tree, several banana trees, and a bougainvillea draped over a charming swing tucked into the corner. Entertain effortlessly by the pool and spa or under the PVC gazebo (with electric). For boating enthusiasts, there is a private dock with railing, a floating dock extension, and a drive-up boat ramp, plus even a paddle boat to enjoy the water. There is also a built-in catio so your feline friends can join in on the fun. Additional upgrades include a newer AC (2024), two water heaters (2025), a tiled roof, and a brand-new pool pump. Washer and dryer are included. The backyard is fully fenced with 6-foot PVC fencing, offering both privacy and plenty of space for pets or a garden. A carport is included, and the garage has a full bathroom with a window AC unit. HUGE BONUS: this home comes with a transferable flood insurance policy ($2,511/year and can only go up 4% each year!) which is an extremely rare find in Hernando Beach. Also, NO HOA fees here! All room measurements are approximate and should be verified by Buyer.