Under contract-accepting backup offers. Step into your very own HIGH & DRY tropical oasis on the water, where swaying palms, a sparkling pool, and a fully-equipped outdoor kitchen with a brick pizza oven set the scene for resort-style living in the sought after community of Palm Harbor. This stunning 4-bedroom, 3.5-bath home offers the perfect blend of comfort, luxury, and Florida charm, all while including a mother-in law suite! Inside, you’ll find an open-concept floor plan featuring high ceilings, elegant wood floors, and spacious living areas designed for entertaining and spending time with loved ones. Oversized windows and sliding glass doors flood the space with natural light and provide seamless views to the tropical backyard and water beyond. The living and dining rooms are thoughtfully connected, offering flexibility in layout and a true sense of openness. The gourmet kitchen is one of the best features of the home, featuring high-end appliances, granite countertops, custom cabinetry, and a large center island with bar seating — all flowing naturally into the main living space for easy entertaining. The family room features a cozy fireplace, creating a warm and inviting atmosphere — perfect for cooler Florida evenings. You will also find how the family room flows effortlessly out to the screened in patio that overlooks your coastal backyard, making indoor-outdoor living a breeze. Upstairs, the primary suite boasts tranquil views over the tropical paradise backyard, a spa-like ensuite, and a generous walk-in closet. Two additional bedrooms and a full bath complete the upper level for perfect family living. Moving downstairs you will find an additional living room perfect for entertaining, a freshly remodeled laundry room, and a half-bath that dually serves as a pool-bath. On the first floor you will also find a mother-in-law suite that includes its own private entrance that offers privacy and flexibility for guests, all while offering a full kitchen, living room, bedroom, and bathroom. Outside is where this home truly shines — your own slice of paradise with: a gorgeous pool surrounded by tropical landscaping, water access with a dock and boat lift davits that drop you just minutes from the Intracoastal, a built-in outdoor kitchen with grill and wood-fired brick pizza oven, covered patio perfect for dining, and a pavilion and storage shed. Other features include a 2-car garage, partial impact windows, hurricane shutters, smart home upgrades, and a prime location just minutes from top-rated schools, beaches, the Sponge Docks, and downtown Palm Harbor and Tarpon Springs. This is more than a home — it's a lifestyle. Don’t miss your chance to own one of Palm Harbor’s most inviting waterfront escapes! NOTE: Home did NOT flood in the 2024 hurricanes and sits elevated from the canal.