Under contract-accepting backup offers. Charming 2-bedroom, 1-bath single-family home in the heart of St. Petersburg and located in a no flood zone. The Seller is offering the option for a Buyer to assume their current loan at a 3.625% interest rate — a rare opportunity for significant savings compared to today’s rates. Step inside to a bright, inviting living area with large windows, tile flooring throughout, and cheerful finishes. The kitchen features stainless steel appliances, ceramic tile countertops, a stylish backsplash, and ample cabinet storage. Both bedrooms are well-sized with closet space, and the bathroom features clean tile finishes. Out back, enjoy a spacious fenced yard shaded by mature trees — ideal for entertaining, gardening, or pets. With alley access, this property is perfect for anyone needing extra space for an RV, boat, or additional parking. The home also includes a covered carport plus an attached one-car garage that doubles as laundry, storage, or workshop space. Offering comfort, functionality, and plenty of outdoor space, this home delivers unbeatable versatility and a central location near Downtown, the beaches, and local parks — all without flood insurance requirements. Don’t miss this opportunity!