One or more photo(s) has been virtually staged. Welcome to 9923 Bay Drive — a waterfront haven where thoughtful renovations meet practical comforts. This light-filled, single-story home spans nearly 1,800sf, with 4 bedrooms, including an en suite Primary Bedroom and 2 full bathrooms. Fully reimagined inside and out: new soft-close cabinetry; new stainless steel appliances; new HVAC; new water heater; fresh paint; modernized fixtures and fans; 5 1/4" baseboards and shoe moulding; electric fireplace encased in a natural, hand-crafted stone entertainment center; and updated landscaping. Exit your double French doors to a covered screened enclosure overlooking the canal- ready for coastal living. Just steps further is your private dock (with lift ready to re-connect), perfect for boating mornings or sunset reflections over the Alafia River. A huge shed, freshly painted to match, gives you space for gear or hobbies. Nestled close to I-75 and US-41, you get the peace of riverside life without giving up quick access to Tampa and the rest of the region. NO HOA! or deed restrictions here—just the freedom to enjoy your slice of waterfront tranquility with real, modern comforts. Bring your furniture, your artwork and your boat! The rest is a turn-key dream! SELLER OFFERING 2/1 RATE BUYDOWN!