Under contract-accepting backup offers. Versatile Investment Opportunity in Unincorporated St. Pete! Tucked away on a spacious 0.27-acre lot, this rare concrete block 5-unit property offers both income potential and development flexibility—all in an X flood zone with no city restrictions. The main home features 4 bedrooms and 2 bathrooms and could easily be separated for owner-occupancy while renting out the other units. Also included: a 2-bedroom, 1-bath unit and three additional 1-bedroom, 1-bath units—ideal for long-term tenants or short-term rental possibilities. With ample room for expansion, redevelopment, or even splitting the lot into two buildable parcels, this property is a strategic play for investors, developers, or those dreaming of house-hacking in sunny Pinellas County. Don't miss this chance to tour a truly unique setup—schedule your private showing today!