Enjoy peaceful waterfront living in this charming Key West-style home located in the private gated community of River Oaks. Situated under majestic oak trees with beautiful water views, this property offers direct waterfront access with a assigned boat slip of up to 24 feet boat and dock, perfect for boating and fishing. The home features 3 bedrooms PLUS a spacious LOFT, ideal for a home office, library, gym, or media room. The open living areas include luxury ceramic tile flooring and remodeled kitchen with cooking island, creating a functional space for everyday living and entertaining. The Florida room/sunroom features new IMPACT hurricane French doors, new flooring, and tranquil lake views, providing the perfect space to relax or work from home. Additional upgrades include a 1-year-old A/C and heating system with warranty, remodeled primary bathroom, and natural gas connections for BBQ, fireplace, dryer, stove, and generator. A never-used generator is also available. A 6-foot-tall crawl space under the home provides ample storage or workshop potential. Outdoor living includes screened and open patio areas with party lighting, ideal for enjoying the water views and peaceful surroundings. Large generator included in the sale. The property offers added privacy with no rear neighbors. HOA includes yard maintenance, gated entrance, community pool and hot tub, community cabana rental and playground. Community is connected to walking and biking trails at Gemini Springs Park. New Debary Downtown Center opening soon (Restaurants, shopping, more). Gemini Springs Park, bike and walk trails walking distance. Minutes away from Debary Sun rail Station.