NO Flood zone, NO HOA!!! Welcome to this charming three bedroom home in the heart of St. Petersburg, offering major upgrades, and a spacious fully fenced yard nestled beneath mature oak trees. From the moment you arrive, you’ll appreciate the inviting curb appeal featuring a brand new Trex front deck completed in 2025, and the new driveway with front fencing both installed in 2024. Inside, original wood flooring flows throughout the main living areas, creating a bright and welcoming open living and dining space filled with natural light. Architectural details such as arched openings and built in shelving add character and charm. The kitchen was tastefully renovated approximately five years ago and features crisp white cabinetry, granite countertops, a subway tile backsplash and stainless steel appliances, giving a clean and timeless design. The bedrooms are generously sized with neutral finishes and ample natural light. The bathroom maintains classic character with tile detailing, and the interior laundry room offers everyday convenience and additional storage space, as well as a half bath. This home has been thoughtfully updated for peace of mind. The AC unit was replaced in 2024.  All new ductwork and drain lines installed to HVAC system, new hot water heaters, and all new PVC plumbing were completed in 2025. The roof is approximately 8 years old. The ample sized backyard offers endless possibilities with room for pets, play, entertaining, or even future expansion. Located a short drive from the white sand beaches, you will enjoy easy access to Gulf sunsets, paddleboarding, fishing, waterfront dining, and the charming shops and restaurants. Downtown St. Petersburg, the Pier, museums, and vibrant nightlife are a short drive away, offering the perfect balance of beachside relaxation and city convenience. Whether you are searching for a primary residence, vacation retreat, or investment opportunity, this move in ready home with substantial upgrades and a large fenced yard presents an exceptional opportunity in one of Pinellas County’s most desirable coastal communities.