One or more photo(s) has been virtually staged. FREE HOA fees for one full year plus a $1,500 credit toward your washer and dryer PLUS up to $10,000 towards closing costs when closing by November, 2025. Step into the St. Thomas, boasting an award-winning primary suite with an enormous bedroom, expansive walk-in closet, and a luxurious ensuite bath. Two additional guest bedrooms and a bright, inviting front den provide space for visitors, hobbies, or a home office. The heart of the home is a chef-inspired kitchen with a gourmet gas cooktop, sleek stainless steel hood, built-in wall oven with a convection microwave, quartz countertops, and a large island -- perfect for entertaining. The open layout flows seamlessly into the dining area and great room, all under soaring vaulted ceilings and luxury vinyl plank flooring throughout. Enjoy peace of mind with PGT hurricane-resistant windows and sliding glass doors -- helping to lower energy bills, reduce insurance costs, keep storms at bay, and quiet any outside noise. Located in the Lakes of Mount Dora, named one of the Top 50 Best Master-Planned Communities in the U.S. by Where to Retire magazine -- this home offers exceptional living with no CDD fees and all the charm of a vibrant 55+ community. The community itself is truly second to none, centered around an impressive 18,000 sq. ft. clubhouse offering something for everyone. Inside, you'll find a card room, library, billiards room, craft room, fitness center, and a spacious social hall that hosts a variety of entertainment and events. Step outside to enjoy the resort-style pool, cozy fire pit - perfect for winter evenings and s'mores - and a wide array of sports amenities including tennis, pickleball, croquet, bocce ball, a softball field, and even cornhole. Residents also enjoy private golf cart access to the Country Club of Mount Dora where you can lunch or dine at the restaurant or take on the challenge of its beautifully maintained golf course. A future boat ramp will provide access for residents to launch their gas-powered boats onto scenic Loch Leven Lake. For added convenience your $280 monthly HOA fee also includes secured, fenced storage for boats and RVs. Furthermore, within 10 minutes you can be strolling through historic Mount Dora, enjoying its renowned restaurants, charming boutiques, and unforgettable small-town character. The lifestyle here leaves little to be desired!