Under contract-accepting backup offers. Stunning New Construction in Umatilla – No HOA! Welcome to your dream home! This beautifully designed customized 4-bedroom, 2-bathroom residence is situated on a spacious lot in a quiet Umatilla neighborhood with NO HOA – offering you freedom and flexibility. Step inside to find an open, split-bedroom floor plan featuring luxury vinyl plank flooring, elegant 5-inch baseboards, and double-pane low-E windows that bring in natural light while maintaining energy efficiency. The gourmet kitchen showcases quartz countertops, stainless steel appliances, soft-close cabinetry, and modern black hardware and fixtures, giving the home a sleek, upscale finish. Retreat to the spacious primary suite, complete with a walk-in closet and a spa-like en-suite bathroom with dual sinks and a tiled walk-in shower. The secondary bedrooms are generously sized, perfect for family, guests, or a home office. Additional highlights include a 2-car attached garage, stylish exterior accents, and mature landscaping that provides excellent curb appeal. Conveniently located near local schools, parks, and Lake Umatilla, this home blends modern style with small-town charm. Don’t miss this rare opportunity to own a brand-new home with no HOA restrictions in a rapidly growing area—schedule your private tour today!