Custom-built Island Estates home with private dock, saltwater pool., and a stunning, built-in waterfall that serves as the focal point of the great room, blending art and nature to create a peaceful, luxurious atmosphere. Located on 1.2 acres in the exclusive gated community of Island Estates, this well-maintained, custom Arthur Rutenberg home (built by Country Club Homes in 2005) offers the perfect blend of coastal elegance and comfort. With 3 bedrooms, 4 full baths, and over 4,150 sq ft of living space, this one-owner home is thoughtfully designed and richly appointed. The spacious primary suite features two separate, full bathrooms and dual walk-in closets. A private office/den with built-ins provides a quiet workspace, while the open-concept living area includes a gas fireplace, polished travertine floors, and abundant natural light. The gourmet kitchen is the heart of the home, complete with granite countertops, a large center island, gas cooktop, built-in microwave, wine refrigerator, and skylights that fill the space with sunshine. Step outside to a true Florida oasis: a screened lanai with saltwater pool and spa, outdoor kitchen, and paver patio—perfect for entertaining or relaxing. The beautifully landscaped grounds features lighted paver walkways, and a covered boat dock along the Fox Cut, offering direct access to the Intracoastal and beyond. Additional highlights include: Oversized 3-car garage with epoxy floors and cabinet storage, whole-house generator and buried propane tank, storm shutters and impact glass on front windows, Carrier A/C units (5 & 5.5 ton, 4–5 years old), saltwater pool system with new pump/heater (2022), gas fireplace, cooktop, hot water heater (2 yrs old), 8’ solid core doors, 10’ ceilings, walk-in closets. Private resident beach access just steps away. This exceptional Island Estates property offers luxury coastal living and beach access—an ideal retreat for full-time or seasonal living. Island Estates is part of the larger oceanfront, gated community of Hammock Dunes in Palm Coast, FL. Plus, you’re conveniently close to the ocean, St. Augustine, Daytona Beach, and Jacksonville.