Located in the heart of historic downtown Bartow, 135 S Central Avenue presents a rare and valuable opportunity. This property is a single family home with multi-use. The second level of the building is a nearly 3,000 square foot 3 bedroom 2 bathroom homestead property and the first floor offers two street-level commercial units, each approximately 1,500 square feet, situated in a high-visibility area known for its walkability, charming boutiques, and steady foot and vehicle traffic. One of the units is occupied by “Sweet Magnolia’s,” a well-established café that has been a community favorite for over ten years. In addition to daily dining, Sweet Magnolia’s offers private parties, catering services, and maintains a strong presence and affiliation with downtown Bartow events and initiatives. The building is being sold turnkey, fully furnished with high-quality commercial kitchen and catering equipment, providing immediate operational capabilities for new ownership. The Second commercial space is occupied and the tenant has a two year lease that is effective November 1, 2025. Above the commercial spaces, the second floor has been transformed into a spacious and homesteaded residential unit featuring three bedrooms, two bathrooms, an open-concept kitchen and family room, and a generous primary suite. The owner is willing to include the furnishings within the home as well. Each with their own private entrances makes these ideal Income producing properties individually or collectively as well. Each of the three units—two commercial and one residential—has separate utility meters, HVAC systems, and private access, allowing for flexibility in leasing or personal use. The roof is approximately two years old, there is a dry wood termite bond in place on the building that is transferable, and designated parking for residents. Whether you're seeking to own and operate a business, expand your investment portfolio, or live in the upstairs residence while earning income from below, this property offers unmatched versatility and value in one of Bartow’s most desirable locations.