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PALMETTO, FL 34221 323 TERRA CEIA DRIVE

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Presented By: EXP REALTY, LLC with 941-462-3321. - 941-462-3321
  • MLS# A4684681
  • 03/03/2026
  • Request Tour
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  • Beds • 2
  • Baths • 2
  • SQFT • 1,012

Home Details

WATERFRONT TROPIC ISLES HOME — BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access — a feature few homes at this price point provide — while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner.
Presented By: EXP REALTY, LLC with 941-462-3321. - 941-462-3321

Interior Features for 323 TERRA CEIA DRIVE

Bedrooms

Total Bedrooms2

Bathrooms

Half Baths0
Total Baths2

Other Interior Features

LivingAreaSourcePublic Records
Air Conditioning Y/NYes
Fireplace Y/NNo
FlooringCarpet
Furnished Y/NFurnished
Heating Y/NYes
Interior AmenitiesOther, Walk-In Closet(s)
Laundry FeaturesLaundry Room

General for 323 TERRA CEIA DRIVE

Additional Parcels Y/NNo
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Assoc Fee Paid PerMonthly
Association AmenitiesClubhouse, Maintenance
Association Fee IncludesCommunity Pool, Manager, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
Association NameTropic Isle Coop - BARBARA MCEVOY
Body TypeDouble Wide
Building Area UnitsSquare Feet
Carport Spaces2
Carport Y/NYes
CityPALMETTO
Community FeaturesBay/Harbor Front, Community Boat Ramp, Marina, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Fitness Center, Golf Carts OK, Pool
Construction MaterialsWood Frame
CoolingCentral Air
CountyManatee
DirectionsFrom 28th Ave W, turn onto Tampico Dr, Montego Dr, or Basin St to access Terrace Ceia Dr. Continue driving south on Terrace Ceia Dr until you reach the property.
DockY/NYes
Elementary SchoolPalmetto Elementary-MN
Facing DirectionNorthwest
Flood Zone CodeAE
Full Baths2
Garage Y/NNo
HOA Fee$338
HeatingCentral
High SchoolPalmetto High
Land Lease Y/NNo
Lease Considered Y/NYes
Legal DescriptionUNIT 323 TROPIC ISLES CO-OP INC PI#29255.2120/9
LevelsOne
Listing TermsCash, Conventional, FHA, VA Loan
Living Area UnitsSquare Feet
Lot Size Square Feet3463
Lot Size UnitsSquare Feet
MLS Area34221 - Palmetto/Rubonia
Middle/Junior High SchoolLincoln Middle
Minimum Lease1 Month
Monthly HOA Amount338
New ConstructionNo
Occupancy TypeOwner
OwnershipFee Simple
Pets AllowedYes
Property SubtypeManufactured Home
Property TypeResidential
RoofShingle
STELLAR_InLawSuiteYNNo
Senior Community Y/NYes
SewerPublic Sewer
Standard StatusActive
StatusActive
Subdivision NameTROPIC ISLES CO-OP
Tax Annual Amount3605
Tax Lot0
Tax Year2025
Total Rooms5
UtilitiesPublic
Water Access TypeBay/Harbor, Canal - Freshwater
Water Access Y/NYes
Water ViewBay/Harbor - Full, Canal
Water View Y/NYes
Waterfront FeaturesBay/Harbor Front, Waterfront, Bay/Harbor, Canal Front
Year Built1980
ZoningMHP1

Exterior for 323 TERRA CEIA DRIVE

Building Area Total1540
Covered Spaces2
Exterior AmenitiesOther
Foundation DetailsOther
Frontage LengthCanal: 20
Lot Size Acres0.08
Lot Size Area3463
Private PoolNo
Road Surface TypeConcrete
Water SourcePublic
Waterfront Y/NYes

Additional Details

Price History

Steven Silcock

Broker Owner
Price $375,000
MLS#A4684681
List Date 03/03/2026
Property Type Mobile Home
Phone 407.574.0218
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