Waterfront, city living tucked away on a quiet cul-de-sac in the Harbor Haven neighborhood! This classic Florida home offers 90 ft of Manatee River frontage, breathtaking sunsets, NO HOA, and direct Gulf access. A new seawall, private composite dock, Tiki Bar, boat lift, and RV parking with 30-amp hookup make this a true boater’s paradise. The expansive layout offers a North Wing and a South Wing with the Kitchen in the middle - a perfect floorplan for a lucrative Airbnb, guests, or multi-generational living, featuring 4 bedrooms and 3 full baths. Three bedrooms provide private entrances plus multiple sunrooms showcase full water views, extending the living space and capturing the riverfront lifestyle. A dual-entry covered breezeway welcomes you inside to a comfortable living/kitchen combo with granite countertops, a pot-filler at the stove, and a spacious breakfast bar. The private 4th bedroom includes an ensuite bath and its own entrance, ideal for guests seeking privacy. Just off the kitchen sits a convenient wet bar, along with a large laundry room, interior workshop/storage area, and a plumbed steam-shower space. Several split units control customized comfort throughout the home. Turnkey furnished and move-in ready, this is an exceptional opportunity that cannot be duplicated, with flexible living spaces, and waterfront amenities, this home offers a rare blend of comfort, versatility, and true Florida coastal living.