Beautifully updated 4BR/3BA home in the coastal community of Palmetto Point, Palmetto, FL—perfect for families or boating enthusiasts! Upstairs features a 2025-renovated kitchen with quartz counters, soft-close Innovation cabinets, stainless steel appliances, new lighting, fixtures, fans, and 8x24” ceramic plank tile. The updairs layout includes the kitchen, a master suite with private bath, second bedroom, and guest bath, plus front(partial bay view) and rear decks offering soft ocean breezes. Downstairs offers a flexible in-law suite with a kitchenette and bath across from the fourth bedroom/office/game room, ideal for guests or multi-generational living. Enjoy comfort with 2025 central air, mini-split units downstairs, and a 2024 dimensional shingle roof for peace of mind. All three bathrooms feature new mirrors, trim, and lighting, and a 2025 energy-efficient water heater. The quiet, fully fenced backyard includes a new brick-paver island for outdoor dining and relaxation. The two-car carport offers extra storage and dry-entry access to the kitchen—perfect for unloading groceries. Located near the Manatee River and Terra Ceia Bay, Palmetto Point residents can join the voluntary Civic Association (approx. $275/yr- seller offers to pay the first 4year with purchase) for exclusive access to a private boat ramp, day dock, and trailer parking—ideal for Gulf access and waterfront adventures. Move-in ready and loaded with updates—this one won’t last!